body {
        background-color: #3B5B96;
        margin-left: 0px;
        margin-top: 0px;
        margin-right: 0px;
        margin-bottom: 0px;
}

a {
        color: #2589DB;
        text-decoration: none;
        font-weight:bold;
}

a:visited {
        color: #3B5B96;
        font-weight:bold;
}

a:hover {
        color: #BE0000;
        font-weight:bold;
}

.heading{
        color: #ffffff;
        font-family: georgia;
        font-size: 30px;
        font-weight: normal;
        padding-right: 13px;
}

.subhead{
        font-family: Verdana, Arial, sans-serif;
        font-size: 14px;
        color:#3B5B96;
        font-weight:bold;
}

.bodytext {
        font-family: Verdana, Arial, sans-serif;
        font-size: 12px;
        color:#333333;
}

.bodytext_white {
        font-family: Verdana, Arial, sans-serif;
        font-size: 12px;
        color:#FFFFFF;
}

.toprow{
background-color:#FFFFFF;
background-image:url(img/bg_top.gif);
background-repeat:repeat-x;
}

.leftcol{
width:200px;
padding-left:15px;
padding-right:15px;
}


.leftcol_text{
font-family: Verdana, Arial, sans-serif;
font-size: 11px;
}

.rightcol{
width:495px;
padding-left:15px;
border-left-style:solid;
border-left-width:1px;
border-left-color:#666666;
}


.innercol{
padding-right:15px;
}

.botrow{
background-color:#3B5B96;
background-image:url(img/bg_bot.gif);
background-repeat:repeat-x;
}

.footer{
font-family: Verdana, Arial, sans-serif;
font-size: 11px;
color:#FFFFFF;
}

.footer a:link {
color: #75C6FB;
text-decoration: none;}

.footer a:visited {
color: #2589DB;
text-decoration: none;}

.footer a:hover {
color: #E70000;
text-decoration: none;
}